:root{--ink:#172033;--muted:#667085;--line:#e5e7eb;--paper:#fff;--wash:#f6f8fb;--navy:#17365d;--navy2:#234d7d;--green:#147a56;--shadow:0 12px 30px rgba(16,24,40,.08);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--wash);color:var(--ink);font:16px/1.58 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}
a{color:var(--navy2)}.shell{max-width:1080px;margin:auto;padding:22px}.top{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:8px 0 20px}
.brand{font-size:19px;font-weight:850;text-decoration:none;color:var(--ink)}.brand span{color:var(--navy2)}
.nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.nav a{text-decoration:none;font-size:14px;font-weight:700}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.hero{padding:54px;display:grid;grid-template-columns:1.25fr .75fr;gap:40px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.1em;font-weight:850;font-size:12px;color:var(--navy2)}
h1{font-size:48px;line-height:1.04;letter-spacing:-1.2px;margin:10px 0 18px}h2{font-size:30px;line-height:1.15;margin:0 0 12px}h3{font-size:20px;margin:0 0 8px}
.lead{font-size:20px;color:#43506a}.cta{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;padding:14px 19px;border-radius:12px;font-weight:850;margin-top:12px}.cta:hover{background:var(--navy2)}
.secondary{background:#fff;color:var(--navy);border:1px solid #b9c8da}.heroBox{padding:25px;border-radius:16px;background:linear-gradient(160deg,#17365d,#315f91);color:#fff}.hm{padding:13px 0;border-bottom:1px solid rgba(255,255,255,.18)}.hm:last-child{border:0}
.section{margin-top:20px;padding:34px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.box{border:1px solid var(--line);border-radius:14px;padding:20px;background:#fff}.muted{color:var(--muted)}.small{font-size:13px;color:var(--muted)}
.article{max-width:820px;margin:0 auto;padding:42px}.article h1{font-size:42px}.article h2{margin-top:32px;font-size:27px}.article li{margin:7px 0}.callout{padding:18px;border-left:4px solid var(--navy2);background:#eef4fb;border-radius:8px;margin:24px 0}.source{font-size:13px;color:var(--muted);margin-top:28px;padding-top:16px;border-top:1px solid var(--line)}
.footer{text-align:center;padding:30px 0;color:var(--muted);font-size:13px}
@media(max-width:800px){.hero{grid-template-columns:1fr;padding:28px}.heroBox{display:none}h1{font-size:38px}.grid3{grid-template-columns:1fr}.article{padding:26px}.top{align-items:flex-start}.nav{justify-content:flex-end}}